Everyday Heroes Homebuyer Program

See If You Qualify

Share a few details below and we’ll follow up with a personalized overview of your Everyday Heroes benefits and homebuying options.

Takes about 60 seconds. No SSN, no hard credit check, and no obligation.

Full Name

Email

Phone

Which best describes you?

Are you currently working with a REALTOR®?

Anything else you’d like us to know? (optional)

We’ll keep your information private and a local lender will follow up personally — no spam, no call centers.

Who Qualifies?

If you serve our community, this program was built with you in mind.

Teachers & Educators

Public and private school teachers, instructional aides, professors, and school staff.

Nurses & Healthcare Workers

RNs, LVNs, CNAs, medical assistants, therapists, and hospital staff.

First Responders

Firefighters, EMS, paramedics, dispatchers, and emergency personnel.

Law Enforcement

Police officers, sheriffs, correctional officers, and related personnel.

Active-Duty Military

Members of the U.S. Armed Forces currently serving our country.

Veterans

Those who have honorably served and are now transitioning or retired.

Your Realtor Partner

Kate Shipley – Oasis Realty Group

Kate proudly supports local heroes. When you purchase a home with Kate as your REALTOR®, she will contribute 35% of her commission toward your closing costs through the Everyday Heroes Homebuyer Program.

Personalized home search tailored to your budget and goals
Local-market insight and negotiation experience
Guidance from offer to keys in hand
Commitment to giving back to community heroes

Exact contribution amount may vary by property, purchase price, and program guidelines.

Your Lender Partner

Helping you structure the right loan.

As your loan officer, Paul offers additional benefits through the Everyday Heroes Homebuyer Program. Depending on eligibility, you may receive free appraisal coverage or a lender credit toward your closing costs.

FHA, VA, USDA, and conventional financing options
Low down payment possibilities for qualified buyers
Credit and qualification guidance before you shop
Clear communication from pre-approval to closing

Offered benefits vary based on loan type, qualification, and overall loan structure. Not all applicants will qualify for all benefits.

Program Benefits

The Everyday Heroes Homebuyer Program is designed to lower your upfront costs and provide support every step of the way.

Lower Closing Costs

Through a combination of commission contributions and potential lender benefits, many eligible buyers may receive added support that helps reduce out-of-pocket expenses.

Flexible Loan Options

Explore FHA, VA, USDA, and conventional loans based on your situation, location, and long-term goals.

Hero-Focused Support

You work hard for the community. Our goal is to honor that with a team that’s patient, transparent, and on your side.

Frequently Asked Questions

It’s a collaborative effort between a local REALTOR® and loan officer to offer special benefits and support to community heroes when buying a home. These benefits may include commission contributions toward closing costs, potential lender credits, and guidance through multiple loan options.

Savings vary by buyer and property. In some cases, a portion of the agent’s commission and potential lender credits can significantly reduce your closing costs. We’ll review your situation and outline what’s possible before you make any decisions.

No. While certain loan programs have minimum credit guidelines, part of the process is reviewing where you’re at today and, if needed, creating a plan to work toward qualification. You don’t need to have everything “perfect” before reaching out.

Yes. Many standard loan programs can be used along with Everyday Heroes benefits, depending on your eligibility, property location, and goals. We’ll walk through which options fit you best.

No, there’s no separate fee to “join” the program. The goal is to structure the transaction in a way that uses available credits and contributions to support you, while staying within loan and real estate guidelines.

No. First-time buyers are welcome, but you don’t have to be a first-time buyer to ask about Everyday Heroes Homebuyer Program benefits. If you serve the community and you’re looking to purchase a home, we’re happy to review your options.